Take Control of Your Money
Hands-on budgeting that keeps you connected to every dollar. No automatic imports, no passive tracking—just intentional spending.
Then just $9.99/month or $89.99/year (save 25%)
Manual Entry
Enter every transaction yourself. It's not a burden—it's awareness. You'll know exactly where your money goes.
Zero-Based Budgeting
Give every dollar a job. Budget rollovers let unused money carry forward—flexibility when you need it.
Complete Visibility
Track accounts, categories, transfers, and split transactions. See running balances and understand your true financial picture.
Why Hands-On?
Most budgeting apps automatically import your transactions. Convenient? Sure. Effective? Not really.
When you manually enter each transaction, something shifts. You become aware. That $4 coffee? You had to type it in. That impulse purchase? You watched yourself record it.
This isn't about punishment—it's about intention. HOB keeps you engaged with your money, so you make better decisions without thinking about it.
Simple, Transparent Pricing
Try HOB risk-free for 35 days. No credit card required.
Monthly
Billed monthly
🎉 35-Day Free Trial
- All features included
- Cancel anytime
- Flexible billing
Annual
Save $29.89 per year!
Just $7.50/month • 3 months free
🎉 35-Day Free Trial
- All features included
- Save $29.89 annually
- Pay once per year
Both plans include:
- Unlimited accounts & transactions
- Budget tracking with rollover
- Investment tracking
- Detailed reports & insights
- Mobile & desktop access
- Cancel anytime
Ready to Take Control?
Start budgeting with intention. 35 days free, no credit card required.
Create Your Free AccountNeed Help Getting Started?
Check out our knowledge base for step-by-step guides